Currency
Before you leave, call both your credit-card company and your bank to let them know that you will be traveling abroad in order to avoid getting your account flagged for suspicious activity. While you have your bank on the phone, find out if it charges a foreign-transaction fee and, if so, how much it is. Depending on the answer, you might want to look into using a credit card that doesn't add this surcharge.
You'll want to have some local currency in your pocket when you arrive in your destination, but we don't recommend changing money at the airport. The exchange desks usually charge the highest transaction fees since their last-minute customers don't have any other options. So shop around and make sure you find the best exchange rate (usually from your bank) before you go.
Once you arrive, make big purchases with a credit card but withdraw local currency (from an ATM within your bank's global network) with a debit card. And download OANDA's currency-converter app, which checks rates in more than 190 currencies and four metals for on-the-go calculations and before you make purchases.
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